Insurance the way you wished for
Together we create simple policies that don’t require a doctorate to read and super quick claims assessments with instant payments. Millions of happy customers in 60+ countries & across 50 US States are protected by us every year, distributed by the world’s largest online companies, from a single API call.
We know that when you put customers at the center of insurance, the obstacles get much smaller, so we co-create policies and benefits with you.
READY TO GO
Our API has dozens of policies ready to integrate for all types of online companies.
Our RESTful API enables partners to optimize price and dynamically bundle policies for any customer in any country and any language.
Our policies are translated in 40+ languages and we're licensed in 60+ countries and 50 US states so you don't need to be.
INSURANCE FOR ANY BUSINESS
We understand that your success comes from satisfied and loyal customers. Our XCover API lets you deliver on this promise by delivering a seamless customer experience from policy creation to claims management.
The platform that delivers on our vision to protect all the customers of the world’s largest online companies.
XCover is an insurance distribution platform that provides seamlessly integrated end-to-end insurance capability including BrightWrite, our award winning analytics platform responsible for dynamic product recommendations and pricing optimization.
The API for instant payments, supporting any XCover claim.
We pay your customer’s claim in real-time, via bank transfer, store credit, virtual prepaid card, credit card top-up, or any of the popular e-wallets, in over 90 currencies.
WHAT OUR PARTNERS ARE SAYING
The insurtech difference means a shared purpose: growth. Here’s how our partners are benefiting, in their own words.
“We have experience of selling insurance policies with various structures, and are familiar with the limitations, particularly dealing with multiple underwriters across multiple destinations in multiple languages. Working with Cover Genius as our trusted partner, such pain points are alleviated, so that we can open up our market and policy scope.”
Director Ancillary Sales, Etraveli Group
“Providing a customer-centric insurance solution with standardized protection across multiple countries and currencies was critical to our expansion into new markets. Cover Genius’ technology gives each of our merchants a seamless customer experience all the way from protecting the customer shipment through easily processing a claim."
General Manager, ShipStation
"Cover Genius tech is simple to integrate and they have a vision for how we will further integrate travel insurance in the future"
Head of Ancillary Products & Services, Booking Holdings
“We at AXS are delighted to be a partner of Cover Genius. Our number one priority is to provide a fan-friendly ticketing experience and Cover Genius’ insurance solution supports AXS’s goal in supporting the entire event lifecycle. Their solution is both simple to execute and easy to understand. The Cover Genius technology raises the bar on ticket insurance offerings and delivers outstanding value to our customers.”
Commercial Director, AXS
"People love the experiences that our peer to peer service inspires, but accidents can happen, so being able to offer our ‘Carefree’ insurance add-on delivers better peace of mind for owners and renters. Thanks to our new Cover Genius-powered insurance offering, everyone gets a much better deal."
CEO & Co-founder, GoBoony
"Our partnership with Cover Genius gives our dealerships the opportunity - for the first time ever - to be true, full-service dealerships. We are proud to offer dealers the ability to improve the customer experience by solving an inefficient process that drove customers out of dealers."