Smarter
Insurance

Since 2014 we’ve partnered with the world’s largest online companies. Today we protect millions of their happy customers.

Our policies are used on

logo-booking
logo-shopify
logo-despegar
logo-etraveli-1
logo-magento

Insurance the way you wished for

Together we create simple policies that don’t require a doctorate to read and super quick claims assessments with instant payments. Millions of happy customers in 60+ countries & across 50 US States are protected by us every year, distributed by the world’s largest online companies, from a single API call.

line1

HAPPY CUSTOMERS

We know that when you put customers at the center of insurance, the obstacles get much smaller, so we co-create policies and benefits with you.

READY TO GO

Our API has dozens of policies ready to integrate for all types of online companies.

OPTIMIZED

Our RESTful API enables partners to optimize price and dynamically bundle policies for any customer in any country and any language.

GLOBAL

Our policies are translated in 40+ languages and we're licensed in 60+ countries and 50 US states so you don't need to be.

WE'RE WINNING AWARDS

Cover Genius’ Australian entity was recognized as the fastest growing company in the region, two years running. Globally we’ve won awards for our patented innovations and seamless customer experiences.

logo-deloitte - 4col
logo-fintech - 4col
icon-ernstyoung - 4col

INSURANCE FOR ANY BUSINESS

We understand that your success comes from satisfied and loyal customers. Our XCover API lets you deliver on this promise by delivering a seamless customer experience from policy creation to claims management.

RETAIL

RETAIL

Our zero friction approach starts with policies that aren’t written by lawyers, where the benefits are bespoke and bundled for whatever’s in the cart.

Read More

MOBILITY & AUTO

MOBILITY & AUTO

A single API call that allows auto and mobility companies to create frictionless experiences for a wide range of motor, travel, injury and liability insurance policies for any market.

Read More

PROPERTY

PROPERTY

Policies for liability, rental protection, contents and full property that are bundled or paid at the time of listing. Offer them all with the XCover API.

Read More

PAYMENTS

PAYMENTS

The XCover API creates a new distribution channel for a range of personal insurance products, served at the right time, in the right place.

Read More
GIG ECONOMY
GIG ECONOMY

The XCover API provides end to end processing of contractor's liability coverage for the giants of the gig economy.

Read More

FINTECH / NEOBANK

FINTECH / NEOBANK

You've built your business by slaying dinosaurs. So have we. Our whitelabels and APIs have commercial and personal insurance packs that neobanks, FX, AltFi's and lenders need.

Read More

LOGISTICS

LOGISTICS

We partner with carriers, freight forwarders, merchants/shippers, shipping aggregators and marketplaces who want domestic or international shipping and a truly frictionless experience.

Read More

TRAVEL

TRAVEL

OTAs, Metas, airlines, LCCs, accommodation providers, tour aggregators and cruise lines use XCover for dynamically bundled policies from one simple integration.

Read More

BUSINESS SERVICES

BUSINESS SERVICES

Partnering with leading B2B companies across the globe, we help deliver personalized insurance and frictionless experiences to worldwide business customers.

Read More

WHY PARTNER WITH US

The insurtech difference means a shared purpose: growth. Let’s catch up.

  • "People love the experiences that our peer to peer service inspires, but accidents can happen, so being able to offer our ‘Carefree’ insurance add-on delivers better peace of mind for owners and renters. Thanks to our new Cover Genius-powered insurance offering, everyone gets a much better deal."


    CEO & Co-founder, GoBoony
  • "Cover Genius tech is simple to integrate and they have a vision for how we will further integrate travel insurance in the future"


    Head of Ancillary Products & Services
  • "I must commend Cover Genius on an excellent API. It really has been trouble-free to connect and retrieve data. I was expecting this to be similar to adding a car company, but it has been much easier from the connection point of view."


    Lead Developer

In the media

logo-business-insider
logo-wall-street-journal
logo-fortune
img-news-forbes
logo-figaro
img-news-elpais