Insurance the way you wished for
Together we create simple policies that don’t require a doctorate to read and super quick claims assessments with instant payments. Millions of happy customers in 60+ countries & across 50 US States are protected by us every year, distributed by the world’s largest online companies, from a single API call.
We know that when you put customers at the center of insurance, the obstacles get much smaller, so we co-create policies and benefits with you.
READY TO GO
Our API has dozens of policies ready to integrate for all types of online companies.
Our RESTful API enables partners to optimize price and dynamically bundle policies for any customer in any country and any language.
Our policies are translated in 40+ languages and we're licensed in 60+ countries and 50 US states so you don't need to be.
WE'RE WINNING AWARDS
Cover Genius was recognized as the #1 fastest growing company in Asia Pacific by the Financial Times. Globally, we’ve won dozens of awards in the US, UK, Asia, Australia, Brazil, Canada and throughout Europe for our insurance distribution and instant claim platforms and for our optimization suite and claims servicing (a nod to our industry-leading NPS of 65+).
INSURANCE FOR ANY BUSINESS
We understand that your success comes from satisfied and loyal customers. Our XCover API lets you deliver on this promise by delivering a seamless customer experience from policy creation to claims management.
The platform that delivers on our vision to protect all the customers of the world’s largest online companies.
XCover is an insurance distribution platform that provides seamlessly integrated end-to-end insurance capability including BrightWrite, our award winning analytics platform responsible for dynamic product recommendations and pricing optimization.
The API for instant payments, supporting any XCover claim.
We pay your customer’s claim in real-time, via bank transfer, store credit, virtual prepaid card, credit card top-up, or any of the popular e-wallets, in over 90 currencies.
WHAT OUR PARTNERS ARE SAYING
The insurtech difference means a shared purpose: growth. Here’s how our partners are benefiting, in their own words.
"Cover Genius’ superior technology and customer-first approach align well with our overall strategy to deliver the right tools and services to help small businesses succeed and offer peace of mind to our customers."
Mauricio Comi, Head of SMB Insurance for Intuit
“We have experience of selling insurance policies with various structures, and are familiar with the limitations, particularly dealing with multiple underwriters across multiple destinations in multiple languages. Working with Cover Genius as our trusted partner, such pain points are alleviated, so that we can open up our market and policy scope.”
Director Ancillary Sales, Etraveli Group
“Providing a customer-centric insurance solution with standardized protection across multiple countries and currencies was critical to our expansion into new markets. Cover Genius’ technology gives each of our merchants a seamless customer experience all the way from protecting the customer shipment through easily processing a claim."
General Manager, ShipStation
“The Cover Genius technology raises the bar on ticket insurance offerings and delivers outstanding value to our customers.”
Commercial Director, AXS
"Our partnership with Cover Genius gives our dealerships the opportunity - for the first time ever - to be true, full-service dealerships. We are proud to offer dealers the ability to improve the customer experience by solving an inefficient process that drove customers out of dealers."
"We are committed to offering the best customer experience, from value and convenience to safety and reliability. Our partnership with Cover Genius allow us to continue using world-first technology to provide industry leading services including tailored insurance, instead of the static one-size-fits all policies; and give peace of mind to our customers."
John Boughton, Commercial Director for National Express UK Coach
“Offering a comprehensive shipping insurance solution to our ecommerce customers is essential to help protect them against unforeseen circumstances in the delivery. Cover Genius’ XCover platform helps us create a seamless delivery experience and when things go wrong they can replace their items immediately and protect their margins. "
Troy Graham, Vice President Ecommerce at Descartes
“We’re pleased to be partners with market leader Cover Genius whose technology and end-to-end insurance capability mean that we can reassure travellers globally and help them get back to travelling again."
Tiago Godinho, Commercial Director at Skyscanner