About Us

Cover Genius is a global insurance technology company with offices in New York, London and Sydney. Our vision is to protect all customers of the world's largest online companies.

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Our Journey


Cover Genius launched its 'full stack' insurance distribution platform for mobility, retail, travel and shared-economy partners in Europe.


Cover Genius secures large partnerships including Booking Holdings, parent company of Booking.com. Licenses acquired in 50 US states and 30 additional countries, with end-to-end customer journey available via an API in over 40 languages.


Xcover platform extended to include property, rental, landlords, commercial, shipping, cargo and marine insurance.


Launched XClaim, an API for instant payments that enabled customers in 90+ currencies & 60+ countries to receive real time bank transfers, store credits, virtual prepaid cards, credit card top-ups and e-wallet payments.

Our Founders

Cover Genius was founded by Chris Bayley and Angus McDonald in 2014. Since then, we’ve opened offices in New York, London and Sydney and recruited a global team of experts who deliver on our mission to enable the world's largest ecommerce companies to sell insurance to their global customers.

Chris Bayley

Chris Bayley

Co-Founder & Chief Innovation Officer

Angus McDonald

Angus McDonald

Co-Founder & Chief Executive Officer


We're building a world class team and we want to meet the most talented people across the globe!

As seen on

  • Figaro
  • Business Insider
  • Fortune
  • The Wall Street Journal
  • El Pais
  • Forbes