Our global insurance distribution platform lets businesses keep their customers protected and satisfied.
A-rated insurers back our full suite of commercial insurance for Business Owners, including BOPs, liability, business interruption and D&O in 50 US states and 60+ other countries, plus a full suite of personal insurance (also via benefits schemes) and employee coverage like workers comp, where applicable.
Partners including Intuit, Descartes ShipRush, ShipStation, Namecheap, eBay, and some of the world’s largest marketplaces integrate XCover for commercial insurance that boosts revenues by offering a personalized, seamless insurance experience to their business customers.
COMMERCIAL INSURANCE THAT KEEPS BUSINESSES ON TRACK
For your customers, commercial insurance can mean the difference between a business disaster and “business as usual”. By offering your customers protection for any potential pitfalls, you can deliver valuable peace of mind that their business will keep running smoothly no matter what obstacles they face.
With our global insurance distribution platform, you can sell tailored commercial insurance directly to your customers, anywhere in the world. What’s more, we’ve simplified insurance so your customers can enjoy seamless experiences and fast, friction-free claims processes.
And with an API that dynamically serves the most relevant product at the highest-converting price, you’ll benefit from increased revenue and more satisfied customers.
GLOBAL INSURANCE, BUILT FOR BUSINESS
No two businesses are the same – and neither are the risks they face. Our XCover API lets customers choose insurance that’s right for their business, while our BrightWrite data analytics service dynamically bundles products based on customer preferences. The result is greater relevance, personalized experiences, and happier customers.
A CUSTOMER-CENTERED APPROACH TO INSURANCE
Having the right commercial insurance in place can give your customers the peace of mind to run their business with confidence. By alleviating common worries and removing pain-points, you can create stronger customer relationships and increase loyalty to your brand.
Our customer-centered insurance products provide genuine utility and value, with a frictionless insurance journey that includes co-created policy wording, fully digital claims processing, and instant payments in over 90 currencies. The result is a personalized, seamless insurance experience that keeps your customers happy, engaged, and protected.
SMARTER INSURANCE TO KEEP CUSTOMERS SAFER
From cyberattacks to credit card fraud, product defaults to workplace accidents – your customers want to know they’re protected should disaster strike. Our global insurance distribution platform lets you offer a full range of commercial insurance products that ensures your customers get the coverage they need to keep their business safe and protected.
Our commercial insurance products include:
- Workers Compensation
- Trade Credit Insurance
- Directors & Officers Insurance
- Events Insurance
- Professional Liability
- General Liability
- Product Recall
- Cyber Insurance
- Crime Cover
- Political Risk
- Commercial Property
- Personal Accident & Health
- Inland Marine
- Shopfront Insurance
- Cargo Insurance
- Business Interruption
- Commercial Renters Insurance
- Commercial Motor Insurance
- Kidnap & Ransom
- Contractors Liability Insurance
MORE FLEXIBILITY, MORE POSSIBILITIES
Our flexible API provides a smooth and seamless integration, so you can be up and running sooner. It’s also highly configurable, so we can ensure every part of the sale and claim process is the right fit for your business.
And our flexibility doesn’t end there. We’ve ditched frustrating legacy restrictions to allow you to offer commercial insurance that suits your customers, with an elegant distribution channel to sell a wide range of commercial insurance products.
What’s more, XCover is built to support your growth, with a scalable platform that lets you add more insurance products or expand into other markets as opportunities come your way.